Millionaire By 30, Many Want It But Only A Few Get It

Ever since you understood both concepts of money and age, you probably found yourself saying this iconic phrase that hunted your teenage and young adult years:

”I Want To Be A Millionaire By 30”

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This year I turned 27 years old and despite the fanfare, my new found lack of tolerance to alcohol and some bucket list checks; that millionaire thing still sounds far away.

Not to rain on my own parade but if I could punch my 13 year old self in the face I would. As most 90’s babies, I had this your-favorite-rapper-mtv-crib-episode idea of what being rich is about.

A philosopher from Staten Island once said: ”Cash Rules Everything Around Me” and he was right (in a sense).  Cash is like a perfect summer body: you see yourself with it, you want it intensely but in fact, you barely work for it.

Today, I’d like to go back once again to this 13 year old version of myself and tell him exactly what NOT to do if he actually wants to be a millionaire by 30. You know what? Let’s do it together as I go over what I’ve learned about wealth after 27 years of chasing it!

#1 It’s Not What You Make, It’s What You Keep

I would’ve been a millionaire by 30 a long time ago if I had a dollar every time my mom cited The Ant And The Grasshopper. 27 years later, I finally got it mommy!

Getting Money Is The Easy Part,

Keeping It Is…..

                                                                   Something Else

Whether in business or in my professional life, I never had to complain but I always wanted more. I realized I had a problem with handling money when I got refused for a McDouble. I guess sometimes it just cost a dollar and some change to come to your senses.

Simply put, there’s always a bill to pay, a bottle to pop, a trip to take and a world to impress. YOLO was the motto before Drake said it, we just didn’t have a name for it (is YOLO still a thing though?).

 

Save for rainy days, spend wisely and invest. Clothes get out of style, parties get wack and ‘‘Damn Homie, In High School You Was The Man Homie” should remain a 50 cent’s line; not your reality.

#2 Don’t Drown In People’s Success Story, Build Your Own!

For all my self-improvement junkies out there, let this drug down a bit. Cocaine and self-improvement are helluva drugs in case you didn’t know. They have the same effect when you think about it.

I remember vividly going to seminars and my heart was racing, I was clapping my hands awkwardly like Tony Robbins and felt like the world was mine like the Scarface Tony.

This temporary high would last what; 2-3 weeks at large. Back to square one, back to anxiety and the ”Millionaire By 30” monologue you repeat over and over like your go-to scratched out CD you keep trying to play even though it won’t work.

Indeed it won’t work. I’ve read more biographies and ”How To’s” than I could think of. So much that I never quite wrote my own.

Why tryna be Steve Jobs when you can be yourself? Why emulating someone else when you can actually work on your own strengths and weaknesses?

#3 Self Confidence & Self Awareness Are Everything

You don’t see the world the way it is, you see it the way you are. You think you know a lot but do you actually know yourself? That’s the part where you drop your phone or close the article and say:

”Man, Fuck You Talking About Zack! Of Course I Know Myself!”

In reality, we don’t always know ourselves. You would be surprised how many Y-O-U there are based on each situation that presents itself. The point here is to be aware of this and make the most out of it.

When I created my business, I barely knew what I was doing (I still freestyle to this day). I heard the word ‘‘No” so many times, I thought about getting tips from Jehovah witnesses for a while.

One thing this journey thought me about myself is this:  pride will take the best out of you. I thought I was the most lay back kid on the block until I found myself low key wishing death on some of my clients or associates.

A zest of arrogance and a Mr-Know-It-All-Attitude won’t get you far, I’ve learned this the hard way. In fact, showing off your accolades often disguises a true lack of confidence; speaking from personal experience.

Simply put, these are the mistakes you avoid when you truly take the time to know yourself. Once you’re true to yourself you actually start to live your truth and the truth pays quite well.

#4 Do You Really Want To Be A Millionaire By 30? 

Adults like to unconsciously torture kids; especially with the infamous ”What Do You Want To Be When You Grow Up” line. John Lenon said he wanted to be happy, Malcom X said he wanted to be a lawyer and me, Well I  said I wanted to be rich.

Rich doing what? A couple thousand rich or Jeff Bezos rich? See this is the real issue.  We all want this but we don’t have a precise plan to get there.

You want a rich man’s life but can you handle a rich man’s problems? You want to run a successful business but can you deal with the fact that your life will be a remake of Jason Statham‘s Crank?

Forget about sleeping, a stable income, a regular lifestyle because sometimes entrepreneurship will throw a huge middle finger at that. The money in itself can’t be a motivator to go through all this.

There are a couple things that became crystal clear to me over the years. Focus on being impactful in what you do. A deep desire to have an impact on the most people possible will guide you through.

When I write those articles, for example, I feel like my job is done if I touched even one reader. As you can see, I’m even willing to open up about some embarrassing life experiences just to get my point across (talking about commitment!).

Impact a million people and make a million dollars, easier said than done but it’s still a good start!

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